I used FairMoney when I needed a quick loan, and honestly, the process was fast and easy. The app is simple to use, and I got the money in my account within hours. That really helped me sort out an emergency.
However, the interest rates are a bit high compared to some other lenders. Also, their customer service can be slow sometimes when you want to ask questions or resolve issues. I think they can improve on communication.
Overall, FairMoney is reliable if you need cash quickly, but just watch out for the interest.
