Getting money for some needs can be challenging at times especially getting towards month end when salary has not enter,so I use palmpay for loan once in a while when am short of funds and I get money disbursement without stress.
I really don't borrow much but they give me money like 5k up to 10k to keep body and soul together.
I haven't default in our agreed time,so I haven't experienced bad side of them but palmpay loan app is cool,I also use palmpay for my transactions,to buy airtime and data without stress and very good network.