It happened that I ordered bolt ride last month, and I tried making payment via my bank app, but it was not going, so I just had to pay him off with the little cash I had on me, I even gave him a tip of #500, and he thankfully left.
After some times, I got debited to the guy's account and complained at my bank, the customer care actually confirmed that the money later entered his account, but there is nothing they could do to help retrieve the money.
So I contacted bolt, and after confirmation that I actually gave him cash and the transfer eventually entered which he denied taking cash from me initially.
Bolt suspended him from working, till he paid me back