Opay has become my main financial app for the past year, and it has been nothing short of excellent. I use it daily for transfers, airtime/data purchases, utility payments, and sometimes for POS withdrawals through their agents.
The app interface is smooth and easy to navigate, and I rarely experience downtimes. Transfers are instant, and I’ve never had a case of money hanging or delayed like with some traditional banks. One of the standout features is the virtual card, which I use for online purchases,.
Also, Opay’s in-app customer support chat is very responsive. I once had a failed transaction due to poor network, and the issue was resolved within 10 minutes via chat. Their cashback offers and zero transfer fees are also a big plus.
