Name: Palmpay
Rating: 3.0

Cletus Maxwell

Palmpay cashback rewards are amazing

What I love most about palmpay is the cashback rewards I get on airtime purchases. To me, that really is an amazing feature and I love it because on days I'm out, the cashback rewards come through from me.

Date of experience: Jul 17, 2025

Abosede Esther

6 months ago

High interest fee

Palmpay is good in aspect of sending and receiving payments but their interest fee is really high in aspect of loan ,I remember when I borrowed 20k and I didn't pay on the due date it took some weeks though by the time I checked to make payments the interest fee pass the amount I borrowed

Date of experience: Jul 18, 2025

Desire Adehunsi

6 months ago

Palmpay Disgraced me by refunding a transaction I thought was successful

Palmpay is an online banking that I so much like for its fast transactions and other benefits attached to it. But I was disgraced because of palmpay yesterday. I went to somewhere to get things and cash and I made a transfer of 5k before I left the place. I woke up this morning and I discovered it was refunded back to my account. I opened my WhatsApp and I saw a message from an unknown number insulting and calling me all kinds of names. He thought I lied that I sent the money. I had to explain to him what happened. Palmpay really disgraced me yesterday. I sent the money back to the person this morning.

Date of experience: Jul 29, 2025

Palmpay Disgraced me by refunding a transaction I thought was successful

Gift Assem

6 months ago

Bad approach to customers with due loan

Once you fail to pay back flexi loan on time... The interest rate will keep increasing and you will start receiving curses as text messages... Too bad... Not a good approach.

Date of experience: Jul 30, 2025

abayomi Philip

6 months ago

Trustworthy, reliable and fast

My experience about using palmpay over the years has been awesome and i love everything about there interface and they are reliable and giving in sence of the cashback i get from buying pf card's and data even up t referring friends and the interest i get from saving my money in there lock safe

Date of experience: Jul 30, 2025

Afe Joy

6 months ago

They need to avoid calling contacts

I didn’t pay on time, and they started calling my friends. It was very embarrassing.

Date of experience: Jul 29, 2025

adewa3af47

6 months ago

Palmpay is good to save but need to increase loan limit

Palmpay is one of the best app for saving and has a lot of benefits,they help saving my money for rainy days and I also gets daily interest
They have free transfer and also help in loans.
The loan aspect is actually okay but the loanable amount is too low and they need to reduce their interest and the way they call when it's due it's really annoying and treating the costumers and increase on the interest needs to be addressed properly and the sudden froze of loan is not helping please my account has be frozen for a while now and am unable borrow loan anymore

Date of experience: May 15, 2025

Olayinka Praise Temiloluwa Guest

6 months ago

Amazing

I really love palmpay network very fast and relaible doesn't take time at all and they are also customer friendly and they have nice data plan

Date of experience: Jul 01, 2025

Tumishe Bunmi

6 months ago

Superb app

Palmpay has been really helpful. It helps me save money on airtime and data, and I even earn daily interest, something I have never received from a regular bank. Instead of charging me every month, they actually pay me interest.

Date of experience: Jul 28, 2025

Assi Iliya

6 months ago

Palmpay was great until loan calls and messages overwhelmed me.

Palmpay started off as a really good mobile banking app for me—easy to use, fast, and reliable. But everything changed once I started taking loans. The constant calls from random numbers became too much. Even a day before repayment, they’d blow up my phone with endless reminders. It got overwhelming.