Review Time
I've totally had a good experience with Palmpay with their seamless, endless and generous points and I think that's good for one of the best fintech app but for an app I've enjoying for almost 2yrs running and just 10 mins ago, I can't seem to log in, it's giving so many error messages. This is the first time I'm experiencing this and I sorta see it strangely. I plan to use the monies that are there this morning but I can't access my money, please fix up.
This is a great to substitute with banks for smaller amount of transactions. Transfers are fast and airtime top ups comes with little bonuses but my problem with this app is that they have a lot of spam numbers that wouldn't allow one focus with their daily activities, I've blocked not less than 8 numbers so far. It's just really annoying to be honest.
I like palmpay as a means of banking,but I dislike them with passion in terms of loaning.
They're far below easemoni loan, because of a day loan due,they began to threaten and disturb my peace.
I’ve been using PalmPay for about 10 months now, mainly for airtime top-ups, transfers, and occasionally taking small loans. The app interface is clean and very user-friendly. I especially like the cashback rewards and zero transfer fees.
However, while the loan process is fast and convenient (approval usually takes just a few minutes), the interest rates can be a bit high if you delay payment. I once paid a few days late and the penalty added up quickly. Their reminders are very aggressive too, I get multiple daily notifications and even calls, even when I'm not owing. Customer service via the in-app chat is okay, although sometimes responses take hours. Despite that, the app is very reliable and hasn’t crashed or glitched during any transaction.
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