FlexiCredit (Via FairMoney)

1.1
1.1 from 8 Reviews and Ratings
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1.1

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5

8 Reviews

5 Star
0%
4 Star
0%
3 Star
0%
2 Star
13%
1 Star
88%

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Review Time

Disbursement issue

My problem Is that I filled out every necessary information and I was offered a loan of 5500 for 14days, but when I click borrow I was told my account has been locked, please complete the activation process before conducting transaction. I was sent confirmation of my flexi cash activation but disbursement never took place.

1
Date of experience: Jul 07, 2025
Unsatisfied decision

I must commend your app for the fast disbursement, but still, you guys need to do better. The amount I requested for wasn't given me, instead you gave me 6000 to repay in 7days when I already told you that my income is monthly. Besides you didn't give me the option to activate the transaction nor decline, you people credited my account without me agreeing with the amount you sent instead of the amount I requested.

2
Date of experience: May 14, 2025
Why is my credit reduced

Dear developer. I recently took a loan of 300k which I was given 6 months to pay back over 600k but I paid it within 2 month. When I tried to apply for a loan again I was only offered 70k which is so bad that l'm not sure I can use the app anymore. The loan interest is high but my major concern is why reduce my credit which means it's unreliable I was looking forward to a better loan but got reduced!

1
Date of experience: Mar 13, 2024
High interest rate, this app should be closed

I took a loan mistakenly and I called I don't want the loan they should take there money back because the one I use to take and payback was two months installment payment which they refuse to give me access to even after putting my pin. They insisted I pay the interest the same day I took there loan which I couldn't I paid 40k after some days and told them I won't be able to pay till ending of February am a salary earner on a new job I noticed they have been increasing the money daily today it's 202k plus for a loan that am supposed to pay 120k with interest this is so ridiculous and I will pay 100k when I have the money and I won't pay any penny
This is so ridiculous

1
Date of experience: Feb 02, 2025
Fraudulent act

This is fraud of the highest order, I was able to borrow 4k which is my first time limit, and the interest is 1200, but instead of crediting my account with 4k, I was credited with 2800, when I checked the app again, a sum of 4100 pup up as my loan balance, I did not even bother to withdraw the 2800 from my account, I left it there till due date which I transferred back to them I even make it 3k, but the workers insulted me, saying all sorts of negative words to me for me to complete with 4100.

1
Date of experience: Mar 14, 2024
Stop unsolicited calls

Flexi credit with unsolicited calls, I have tried much as possible not to borrow money for my day to day engagement but even with that I receive calls from fairmoney almost every 2days telling me I have free coupon to borrow money .
I always feel embarrassed especially in public places whenever their calls pop up.
I think they should only call those they have business bargain with not everybody

1
Date of experience: Jun 19, 2025
Bad experience

Hmmm, fairmoney showed me shege, is it the annoying and never ending calls or the everyday threats. I don't have interest in their service anymore.

1
Date of experience: Jan 10, 2024
Annoying calls when am not oweing bank loan

Flexicredit loan app call can be very annoying,they call me twice instantaneous and am not oweing them,they called me to come and borrow money

1
Date of experience: Jul 01, 2025

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