Opay

4.1
4.1 from 116 Reviews and Ratings
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Average Rating

4.1

/
5

116 Reviews

5 Star
42%
4 Star
37%
3 Star
10%
2 Star
6%
1 Star
4%

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Calls disturbance when you are not owing them

I have opay app in my phone,which was downloaded with the help of my sister,I hardly used it,but recently the rate at which they called to disturb you in collecting a loan is something else,am not owing nor interested in loans,I think they need to center their calls on dere past borrowers,calling me when am busy and reminding of a loan discount is out of it,they need to do better by focusing on their past borrowers and those who have 1 time interested in it

2
Date of experience: Jul 02, 2025
Opay is amazing

Opay service is dope. I enjoy fast transaction, zero fee, free points and interest too. Most times I get free airtime voucher and data.

I've not had any reason to contact their customer service, I hope their support will be good and spontaneous as their transactions.

5
Date of experience: Jul 02, 2025
Oderinde Idowu Grace
Opay is supper good to use

Opay is supper good, It is easy for transfer, data purchase and airtime. No delay at all, so fast and easy to use, their interest rate is also considerate.

4
Date of experience: Jul 16, 2025
Opay is super convenient

Opay is super convenient.
I use it for sending money, buying airtime, and paying bills, it is fast and easy. The app works smoothly, and their charges are low. It just makes life easier.

5
Date of experience: Jul 14, 2025
Opay not considerate with POS merchant

Opay show me shege. Am an opay merchant that does POS with my opay terminal given to me by my brother who is not in town again,so I was using my terminal peacefully for my business but suddenly I noticed it's not working again so I went to opay office to make complains but they compulsory me that I need to drop the terminal and collect new ones that will cost me #60,000 which at that moment I don't have that amount so I told them to rectify my former one and let me go but the collected the old one and told me to get money for the new one or leave.
I had no choice than to drop it with them and leave, annoyingly I stopped using their terminal for business and I even closed down my account with them.

1
Date of experience: Apr 02, 2025
OPay – Fast, Friendly, and Surprisingly Reliable

Using OPay has been a game-changer for me. The app is super fast 💯% transfers, airtime, and bill payments happen instantly, and I love the cashbacks and rewards. It’s very user-friendly, even for people who aren’t tech-savvy.

I’ve had one or two hiccups with delayed transactions, but their customer service was quick to resolve it. Plus, no hidden charges and zero maintenance fees? That’s a big win.

Overall, OPay feels like the future of everyday banking—simple, smart, and convenient.
If you are not using opay, you are definitely not from this planet 😁

5
Date of experience: Jul 13, 2025
Isakunle Taiwo Deborah
Opay is tested and trusted

Opay app is a very good one .It's very fast and reliable .I've been using it for a while now and their no issues in debit or credit alert ,everything is intact. One thing I like most in Opay is that wherever you do any transactions and the network is poor they will reverse it and notify you immediately. my advise is that they should continue with their system and remains a trusted app to use for people

5
Date of experience: Jul 13, 2025
Easy and fast

I’ve been using OPay for some time now and I honestly find it really convenient. The app is fast, easy to use, and makes sending money or paying bills super simple. I like that I can buy airtime, pay for electricity, and even fund betting wallets without any stress. Their transaction fees are low or even free most times, which is a big plus.
The cashback rewards and bonuses are also a nice touch—it makes using the app feel worth it. So far, I haven’t had any serious issues, though once in a while the app can be a bit slow or hang, especially during peak hours. But overall, it’s reliable, and I actually prefer it over some regular banking apps. It just makes handling money day-to-day a lot easier.

5
Date of experience: Jul 11, 2025
Best experience

What I love most about OPay is how fast it is. Whether I’m sending money to another bank or paying for services, it goes through instantly. No delays, no stories. Even during high network traffic times when other banking apps fail, OPay still works perfectly. It’s been a lifesaver more than once. If possible I will give 10 stars 🤩

5
Date of experience: Jul 11, 2025
Opay is my best bank for now

Before I used to use Zenith and kuda microfinance but immediately I started using opay bank
It was everything for me

I love the speed of the bank
Nnormally I'm always scared of the fact that there's no place to find them and keeping huge amount of money used to be my fear but now I'm settled because there are a few banks in nigeria of opay
I also like the limit they put and how accessible you can use opay

Opay is the fastest to me
I don't think I can stop using that bank o

4
Date of experience: Jul 11, 2025

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