Opay

4.1
4.1 from 116 Reviews and Ratings
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Average Rating

4.1

/
5

116 Reviews

5 Star
42%
4 Star
37%
3 Star
10%
2 Star
6%
1 Star
4%

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Good for Payment

I’ve been using Opay for a while and am really impressed. It makes life so much easier no more long bank queues. I can send money, pay bills, and even save with ease. Plus, their customer service is responsive. Highly recommended

4
Date of experience: Jan 01, 2025
Very good loan and spin and win gee

Opay my best gee, opay has a very good transaction network that makes me do a seamless transfer and I receive a quick response from their customer care once I make complaint.
I also enjoy their loan aspect, I get a higher limit of pay, no unnecessary calls and easy disturbsement.
I also spin and win cashbacks to buy airtime so opay is the best

4
Date of experience: Jul 01, 2025
They are good in serving customer loan and day to day activities

Opay served better in terms of loan given, transaction performance,very fast and reliable,no fraudulent activity in their day to day activities,thier service is beyond banking as said in their login....

5
Date of experience: Jul 09, 2025
Opay has given me more confidence in fintech than most traditional banks ever did. Highly effective

Opay has become my main financial app for the past year, and it has been nothing short of excellent. I use it daily for transfers, airtime/data purchases, utility payments, and sometimes for POS withdrawals through their agents.
The app interface is smooth and easy to navigate, and I rarely experience downtimes. Transfers are instant, and I’ve never had a case of money hanging or delayed like with some traditional banks. One of the standout features is the virtual card, which I use for online purchases,.
Also, Opay’s in-app customer support chat is very responsive. I once had a failed transaction due to poor network, and the issue was resolved within 10 minutes via chat. Their cashback offers and zero transfer fees are also a big plus.

5
Date of experience: Feb 08, 2025
Fast and hassle free transactions

I enjoy using Opay,it’s straightforward, fast, and makes sending or receiving money super easy. It’s become part of my daily routine.

5
Date of experience: Jul 08, 2025
Quick transfer

OPay is convenient for quick transfers, bill payments, and airtime purchases, and I like that transactions are usually fast with low charges. But sometimes, the app glitches or delays transactions, and getting help from customer service can be slow or stressful. It’s useful overall, but not perfect.

4
Date of experience: May 01, 2025
Reliability

I use OPay for my day-to-day financial transaction It is quite reliable and efficient. it's biggest strengths are convenience, cost-effectiveness, and accessibility. However, it still struggles with support efficiency and occasional service outages.

4
Date of experience: Jul 08, 2025
Good app

My experience with opay
Opay is a very good app, there transaction is smooth, someone will receive alert within 5seconds. There data is affordable and cheap.
There is opportunity to lock your cash if you don't want to spend money. And if you send money they will save a little from your money

5
Date of experience: Jan 12, 2025
OPAY: My day-to-day Bank

What I love most about Opay is the speed and reliability of their transactions. Whether I'm topping up my phone or settling a bill, I know it will be done quickly and securely. However, one feature that would take my experience to the next level is more rewards or cashback options. It would be amazing to earn some perks for using the app regularly!

Overall, Opay has become an essential part of my daily routine, and I'm excited to see how they'll continue to innovate and improve their services.

4
Date of experience: Jul 08, 2025
Good customer service support

I'm absolutely loving OPay Bank! Their service is top-notch - bill payments and airtime/data purchases are a breeze. The customer support team is super responsive and always resolves my issues quickly. Plus, I get cashback on airtime, data, and betting, which is a nice perk. Their referral program is straightforward and rewarding too.

5
Date of experience: Jul 04, 2025

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